Health Insurance is expensive because healthcare is expensive
We all know that health insurance is expensive because healthcare is expensive.
Direct Primary Care may be an answer our society should explore.
It is a version of concierge medicine but priced for the average American ($65 to $90 month) on average.
Providing a relationship with a Direct Primary Care physician can be a dramatic step any self funded employer can take to impact and bend the healthcare cost curve and improve the healthcare employees receive.
Doctors collect a monthly subscription fee from the patient (or employer) which can be tax deducted or paid from a tax preferred Health Savings Account (preventive care is allowed as an expense). Because the Dr’s are not billing insurance they can prescribe most drugs in their office at a fraction of the cost.
We Americans and Employee Benefit Advisors must come up with workable solutions to the increased cost and decrease in quality we find ourselves in with our American health care system. We cannot let the status quo remain. Our country needs a good healthcare system based on free market principles.
Direct Primary Care is a good start in the right direction because healthcare is expensive.