Who Is Employee Benefit Advisors?

EB Advisors is a full-service employee benefits solutions company. We work closely with mid-size (51 to 250 employees) and larger employers (251 and more employees where self-funded is often the preferred option). We assist the client in developing comprehensive employee benefits programs to help them attract quality employees and retain them.

Account Management:

  • Dedicated team headed by an Employee Benefit Specialist with an Account Manager assigned to each client which the employees can contact directly
  • Proactive claims utilization/experience review for clients with more than 100 employees
  • Proactive renewal preparation and comprehensive annual market analysis
  • Streamline case implementation assistance with insurance carriers electronically if available
  • Assistance with Section 125, HSA & HRA plans and guidance to make sure tax benefits available through IRS are being maximized
  • Assistance in the annual preparation of required 5500 forms (signature ready for employer to mail)
  • Compliance support for HIPAA, COBRA and FMLA as well as other HR assistance
  • Assistance with administration of plans including employee additions and deletions if desired by group through Account Manager

Improved Employee Benefit Communications:

  • Benefit Booklets (provided as an employee communication tool) and customized annual Benefit Statements (at additional charge with information input from employer)
  • Customized Benefit Website
  • Employee Educational training sessions
  • Customized employee enrollment packets
  • Spanish enrollment forms and booklets and Spanish customer service assistance

Professional Benefits Resources:

  • Member: North Carolina Association of Health Underwriters
  • Member: National Association of Health Underwriters
  • Member: International Foundation of Employee Benefit Plans – Infosource
  • Bureau of National Affairs – Online Information Service
  • Think HR
  • HR 360
  • WBENC Women Business Enterprise of North Carolina
  • NAWBO National Association of Women Business Owners

Experience and Expertise:

  • Consumer driven health plan design and implementation (HDHP, HSA and HRA plans)
  • Wellness Programs
  • Strategy sessions focusing on Employer/Employee needs and goals
  • Packaged benefit approach
  • Combined 100 plus years’ experience on our EB-Advisors team
  • Guidance and advice on Retiree Healthcare issues

Insurance Products:

  • Medical Insurance (HDHP, PPO, HMO, Multi-State Level Funding Plans, Fully Insured and Self Insured)
  • Dental Insurance (Network Plans, Indemnity, ASO and Fully Insured)
  • Life & ADD Insurance (Base Plans, Voluntary Buy Ups including Term Life and Universal Life)
  • Disability Insurance (Short and Long Term, Fully Insured and ASO, Buy-Up Plans to Layer with Group)
  • Long Term Care (Multi-Life Group Plans)
  • Vision Insurance Coverage
  • Voluntary benefits including dental, term life and short/long term disability coverages
  • FSAs and HRAs, HSAs (With Debit Cards)
  • Individual Health Insurance
  • Critical Illness, Accident and other Worksite Products
  • Medicare Supplements and Medicare Advantage
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