Who Is Employee Benefit Advisors?


EB Advisors is a full-service employee benefits solutions company. We work closely with small (10 to 50 employees), mid size (51 to 250 employees) and larger employers (251 and more employees where self funded is often the preferred option).  We assist the client in developing comprehensive programs to help them attract quality employees and retain them.

We also have an individual on our team who specializes in individual health insurance and Medicare Supplement policies.
Account Management:

  • Dedicated team headed by a Employee Benefit Specialist with an Account Manager assigned to each client which the employees can contact directly
  • Proactive claims utilization/experience review for clients with more than 100 employees
  • Proactive renewal preparation and comprehensive annual market analysis
  • Streamline case implementation assistance with insurance carriers electronically if available
  • Assistance with Section 125, HSA & HRA plans and guidance to make sure tax benefits available through IRS are being maximized
  • Assistance in the annual preparation of required 5500 forms (signature ready for employer to mail)
  • Compliance support for HIPAA, COBRA and FMLA as well as other HR assistance
  • Assistance with administration of plans including employee additions and deletions if desired by group through Account Manager

Improved Benefit Communications:

  • Benefit Booklets (provided as a employee communication tool) and customized annual Benefit Statements (at additional charge with information input from employer)
  • Customized Benefit Website
  • Employee Educational training sessions
  • Customized employee enrollment packets
  • Spanish enrollment forms and booklets and Spanish customer service assistance

Professional Resources:

  • Member: North Carolina Association of Health Underwriters
  • Member: National Association of Health Underwriters
  • Member: International Foundation of Employee Benefit Plans – Infosource
  • Bureau of National Affairs – Online Information Service
  • Think HR
  • HR 360
  • NABO National Association
  • WBENC Women Business Enterprise of North Carolina
  • NAWBO National Association of Women Business Owners

Experience and Expertise:

  • Consumer driven health plan design and implementation (HDHP, HSA and HRA plans)
  • Wellness Programs
  • Strategy sessions focusing on Employer/Employee needs and goals
  • Packaged benefit approach
  • Combined 100 plus years experience on our EB-Advisors team
  • Guidance and advice on Retiree Healthcare issues


  • Medical (HDHP, PPO, HMO, Multi-State Level Funding Plans, Fully Insured and Self Insured)
  • Dental (Network Plans, Indemnity, ASO and Fully Insured)
  • Life & ADD (Base Plans, Voluntary Buy Ups including Term Life and Universal Life)
  • Disability (Short and Long Term, Fully Insured and ASO, Buy-Up Plans to Layer with Group)
  • Long Term Care (Multi-Life Group Plans)
  • Vision
  • Voluntary benefits including dental, term life and short/long term disability coverages
  • FSAs and HRAs, HSAs (With Debit Cards)
  • Individual Health Insurance
  • Critical Illness and Accident Worksite Products
  • Medicare Supplements and Medicare Advantage
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